Flood Insurance Changes 2013 | Fort Myers, Cape Coral, Florida

Written by Brian Culbertson
September 25, 2013

We've taken a ton of calls and emails today as a result of an article in the News Press about flood insurance in Fort Myers and the surrounding waterfront communities of Cape Coral, Bonita Springs and Estero. Below is a brief summary of changes that will go into effect on Oct. 1, 2013 as part of the Biggert-Waters Flood Insurance Reform Act of 2012 (BW12),

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Florida PIP Changes 2013

Written by Brian Culbertson
January 11, 2013

Florida is trying to stop the rampant auto insurance fraud that has taken place under the no-fault system. In recent years the amount of auto vehicle accidents has remained relatively the same, yet Florida PIP claims have skyrocketed. Nearly half of all FL auto insurance fraud investigations are in regards to PIP. Starting January 1st, 2013 there are changes in Florida’s PIP (aka no fault insurance).

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6: Decrease your Auto Deductible

Written by Brian Culbertson
August 02, 2012

Many people never think about – or change – their auto insurance policy, despite the fact that life circumstances may change over time. For some people, it makes more sense to keep a low deductible on their car insurance, but for others, it would be wise to increase the deductible.

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5: Know the Types of Coverage Available

Written by Brian Culbertson
July 12, 2012

If you aren’t already familiar with the common terms in auto insurance, now is a good time to learn. When you understand what type of coverage is available in different insurance policies, you will be in a better position to decide how much you need. Arm yourself with this information and you may be able to save money on your policy! Your auto insurance policy is a contract between you and your insurance provider.

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