Flood Insurance Changes 2013 | Fort Myers, Cape Coral, Florida

Written by Brian Culbertson
September 25, 2013

We've taken a ton of calls and emails today as a result of an article in the News Press about flood insurance in Fort Myers and the surrounding waterfront communities of Cape Coral, Bonita Springs and Estero. Below is a brief summary of changes that will go into effect on Oct. 1, 2013 as part of the Biggert-Waters Flood Insurance Reform Act of 2012 (BW12),

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#5 - Increasing Your Insurance Deductible

Written by Brian Culbertson
October 06, 2011

If you’re willing to take on a little more risk, it could save you a lot more money. Most financial experts agree that increasing your Cape Coral insurance deductible on your homeowner’s policy makes good financial sense. Just to clarify, the deductible is not to be confused with your premium. Deductible – This is the dollar amount of losses or damages that you, the policyholder, pay before the insurance company starts paying – the amount that is your responsibility to pay on any claim.

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Happy Labor Day Fort Myers!

Written by Brian Culbertson
September 08, 2010

Well, today is Labor Day. Did you know that the first Labor Day was celebrated in 1882. Yep, for 128 years, people have gotten to skip their normal day jobs, where they get paid for what they do, to stay at home and do “special projects” for free. Up north, Labor Day is also the symbolic end of summer. I moved to sunny Fort Myers 7 years ago to avoid the much too soon end of summer.

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