If you’re in an auto accident with another car or if you have a passenger(s) in your vehicle, then it is in your best interest and our recommendation to open a claim. There could be long-term health impacts for the drivers or passengers that would be covered under your insurance policy. If there is a chance someone else in the accident could claim they were injured, you should file the claim to protect yourself from an injury lawsuit.
If you've never had an accident, chances are you will someday. Now I know we are all great drivers in Southwest Florida and never expect to be in an accident, but as an insurance agency our mantra has always been hope for the best, but prepare for the worst.
When you experience FL Home Insurance claim, go ahead and take all reasonable steps to protect your FL Home and Property from any additional damage. FL insurance companies will pay all reasonable costs incurred by you for all necessary measures to protect covered property that is damaged by a covered cause of loss. Keep receipts and document all work that is done on the property due to the loss.